Ok.  I give you fair warning.  I am totally addicted to these tiny silver bells.  They will be showing up on ALL of my layouts for a while.  I was thinking about what I could add to these cards to make them different and I immediately thought of tiny bells.  The last one is actually a money holder card.  On the front it says "Silver Bells".  My picture of the front didn't turn out.  Sorry.  
Have a fabulous Wednesday.